Confidentiality and Security

We consider all information we have about you to be confidential, including the fact that you are a Hill,Thompson,Magid & Co., Inc. client (unless you tell us otherwise). Your information will only be handled in the manner described in this policy. Within Hill,Thompson,Magid & Co., Inc. we restrict access to information about you to those employees and authorized agents who need to know that information in order to provide products or services to you or for institutional risk management purposes. We maintain physical, electronic and procedural safeguards that comply with federal standards to maintain the confidentiality of your information.

Most of the information we collect about you comes directly from you -- for example, the answers you provide on your new account form.Information may also come from other applications, agreements or forms that you complete in order to receive our products and services. In addition, we maintain records of each of your transactions and holdings at Hill,Thompson,Magid & Co., Inc. We also may receive information about you from companies affiliated with Hill,Thompson,Magid & Co., Inc. We are part of a family of companies known as RBC, comprised of Royal Bank of Canada and its subsidiaries. RBC is one of the largest providers of financial products and services in the world. If you are a client of another RBC company, we may receive information about you from that source. In addition, we may obtain information about you from a consumer-reporting agency or from other parties (for example, your credit history or other facts relating to creditworthiness).

We do not sell information about our clients. We only provide information about current or former clients to parties outside of the RBC family in the following ways: To companies who perform services on our behalf as necessary to process your business. Service companies in this category are prohibited by agreement from using information about you except for the narrow purpose for which we gave it to them. Where required or permitted by law or regulation or as authorized by you.

We do not share information about you with other RBC companies without your consent, except within circumstances permitted by law. These include institutional risk management purposes, and the sharing of aggregate data that does not identify a particular client. We do not share information about you for marketing purposes without your authorization.